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Transfer duty calculator · intelligentprop.com/tools/transfer-duty-calculator
Transfer duty calculator
No transfer duty is payable on a home up to R1,210,000. Above that it rises in steps to 13% of the amount above R13,310,000: a R10,000,000 home carries R877,356.
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SARS transfer duty table for property acquired on or after 1 April 2025, unchanged for 2026/27. Transfer duty is not payable when the seller is a VAT vendor and charges VAT on the sale, for example many new developments.
Transfer duty payable
R712,356
Effective rate
8.38%
Duty as a share of the price
Your bracket
11% above R2,994,800
How the duty is worked out
| Part of the price | Rate | Amount in band | Duty |
|---|---|---|---|
| R0 to R1,210,000 | % | R1,210,000 | R0 |
| R1,210,001 to R1,663,800 | 3% | R453,800 | R13,614 |
| R1,663,801 to R2,329,300 | 6% | R665,500 | R39,930 |
| R2,329,301 to R2,994,800 | 8% | R665,500 | R53,240 |
| R2,994,801 to R13,310,000 | 11% | R5,505,200 | R605,572 |
| Above R13,310,000 | 13% | R0 | R0 |
| Total transfer duty | R712,356 | ||
- Purchase price
- R8,500,000
- Transfer duty (paid to SARS by the buyer)
- R712,356
- Price plus transfer duty
- R9,212,356
Conveyancing fees, bond registration and deeds office fees are charged on top and vary by attorney. Ask us for a full cost schedule for a specific home.
See what the monthly repayment on this price would be.
Open the bond calculatorHow it is calculated
Transfer duty is a tax the buyer pays to SARS when property changes hands. The same table applies to every buyer: individuals, companies, trusts and non-residents.
| Property value | Transfer duty |
|---|---|
| R0 to R1,210,000 | Nothing |
| R1,210,001 to R1,663,800 | 3% of the value above R1,210,000 |
| R1,663,801 to R2,329,300 | R13,614 plus 6% of the value above R1,663,800 |
| R2,329,301 to R2,994,800 | R53,544 plus 8% of the value above R2,329,300 |
| R2,994,801 to R13,310,000 | R106,784 plus 11% of the value above R2,994,800 |
| Above R13,310,000 | R1,241,456 plus 13% of the value above R13,310,000 |
The table applies to property acquired on or after 1 April 2025 and was unchanged by the 2026 Budget. Duty is due within 6 months of the purchase, after which SARS charges interest.
Questions people ask
How much is transfer duty on a R5 million house?
R327,356. That is R106,784 plus 11% of the R2,005,200 above R2,994,800.
Who pays transfer duty, the buyer or the seller?
The buyer. It is paid to SARS through the transferring attorney before the property can be registered in the buyer’s name.
Do I pay transfer duty on a new development?
Not when the seller is a VAT vendor and the sale is subject to VAT, as with many new developments. VAT is then included in the price instead, and no transfer duty is due.
Do foreign buyers pay more transfer duty?
No. Non-residents pay transfer duty on the same table as South African buyers.
Did the 2026 Budget change transfer duty?
No. The brackets that took effect on 1 April 2025 still apply for the 2026/27 tax year.
Sources
- SARS: Transfer duty ratesChecked 3 October 2026
- Rates and Monetary Amounts and Amendment of Revenue Laws Act 3 of 2026Checked 3 October 2026
- National Treasury: Budget Review 2026Checked 3 October 2026
Results are estimates to help you plan. They are not financial, tax or legal advice.