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© 2026 Intelligent Property Solutions
Buying and selling property in South Africa, in plain English, with every figure sourced.
Reviewed 3 October 2026
Who can buy, how to bring the money in, how much a South African bank will lend, and what happens when you sell.
Transfer duty, the costs of transfer and the bond, and what the monthly repayment will be at today’s prime rate.
Agent commission, settling your bond, capital gains tax, and the extra step when the seller lives abroad.
How the City’s new rates policy treats short-term lets, the draft registration by-law, and what it means for owners.